Personal Financial Plan

A twelve month plan built on the review: what happens in each quarter, what has to change first, and what each figure assumes. What you receive: - A twelve month cash flow framework, month by month, with the assumption written next to every figure - A written plan covering the order in which obligations are cleared, the savings sequence, protection needs and large one-off costs - A scenario sheet showing how the plan changes when income or essential costs move by an agreed amount - Two review calls during the twelve months, placed where the plan is most likely to need adjusting How it runs: The plan is built from a review, or from documents you supply. A draft goes to you for correction before anything is finalised, and the final plan is yours to keep; it can be taken to another adviser without our involvement. Every figure is traceable to a stated assumption, so you can check the arithmetic yourself. Price is in US dollars and covers the plan and the two review calls.